Every plan here meets the US Department of State's J-1 rules, is underwritten through IMG (International Medical Group), and can be bought online in about ten minutes. Cover starts from $38.10 for 30 days.
Some sponsors and universities ask for more than the State Department minimums, so check your programme's letter before you choose. The prices shown are the 30-day premium at the $100,000 benefit level with the $100 per-illness deductible.
| Most popularTaiAn Patriot ExchangePlan B | TaiAn Exchange SelectPlan S · lowest cost | TaiAn Exchange Select SixPlan S-6 · shorter pre-existing wait | Patriot Exchange ProgramIMG PEP | |
|---|---|---|---|---|
| Maximum benefit | Unlimited lifetime; up to $500,000 per illness | Unlimited lifetime; up to $500,000 per illness | Unlimited lifetime; up to $500,000 per illness | $5,000,000 lifetime; up to $500,000 per illness |
| Coinsurance (your share after the deductible) | None, in or out of network | 20% in network, 30% out | 20% in network, 30% out | 10% in network to a $1,000 cap, 20% out |
| Pre-existing conditions covered after | 12 months | 12 months | 6 months | Per certificate wording |
| US medical network | UnitedHealthcare Options | UnitedHealthcare Options | UnitedHealthcare Options | UnitedHealthcare Options |
| Under 25, per 30 days | $55.80 | $46.50 | $59.40 | $74.00 |
| 25 to 49, per 30 days | $72.90 | $57.90 | $77.40 | $97.00 |
| 50 to 64, per 30 days | $146.10 | $124.20 | $156.30 | $209.00 |
| Get my exact price | Get my exact price | Get my exact price | Get my exact price |
Prices exclude cover inside the US by 20% to 30% where your programme allows it. COVID-19 treatment is included on all student and scholar plans. Teladoc phone consultations are free on TaiAn plans, with no deductible and no pre-existing exclusion.
Compare benefits and prices on this page. If your sponsor's letter names a required benefit level, match it here first.
The button takes you to IMG, the plan administrator, for your exact quote and secure card payment. We never see your card details.
Your policy documents and visa letter arrive by email, usually the same day. Cover can start as soon as the day after payment.